Our Team

If you are experiencing money problems and you are not sure how to deal with your debts it is best to seek professional debt advice. There are many ways to pay off your debts that you may not be aware of.  Our debt specialists will be happy to discuss your situation and suggest ways of reducing your debts or getting it cleared. At FD Debt Solutions we treat people with respect and we are happy to answer any questions you might have including if you are at risk of losing your home, how your credit ratings will be affected and if you will be able to take out another loan.

We have been advising people from all over Scotland for more than 25 years and there’s never been a time when we were not able to help. We treat everything in confidence and provide support every step of the way to becoming debt free. Please meet our key team members who are always happy to help and contact us for immediate assistance in Glasgow, Edinburgh, Stirling or Dumbarton. 

Brian Milne - Insolvency Practitioner

Brian is a partner in our Glasgow office, and as one of our insolvency practitioners, he is qualified to act as your Trustee, should you choose to sign a Trust Deed or declare yourself bankrupt. Brian has over twenty five years of experience in helping individuals with debt issues, and has acted as Trustee in over a thousand cases. With the wealth of experience in dealing with debt issues that Brian has, it is very likely he would be able and happy to speak to you about your circumstances.

Brian is a Chartered Accountant, and licensed to act as an Insolvency Practitioner by the Institute of Chartered Accountants of Scotland (license number 9381). Brian also takes an active role with the Institute, sitting on the Insolvency Committee, which influences the regulations that IP’s work to.

Laurette McNay - Assistant Manager

Laurette has worked in personal insolvency for over 20 years. During her career Laurette has continued to concentrate on personal insolvency and has gained a wealth of experience in dealing with sequestrations, whether creditor driven or consumer debt cases as well as Protected Trust Deeds.

During the early period of her life, Laurette was a single mother with three young children living on a tight budget. She therefore has personal experience of the struggles some families have budgeting a low income to cover family household expenditure.

Laurette is able to look at a client’s financial circumstances and provide advice, guidance and offer a solution to their financial difficulties. Laurette fully appreciates that client’s debt problems affect them not only financially, but also emotionally. The client will feel the benefit of embarking upon a solution to deal with their debt issues which ultimately will alleviate the stress and worry of a family unit.

On numerous occasions the feedback which Laurette receives from clients is “as soon as I met with you and discussed my various options the weight was lifted from my shoulders”.

Laurette believes that the thought of dealing with your financial difficulties is often worse than the reality, with the correct advice and the assurance that you will not be judged, a client can find a solution and peace of mind.

Jude Howson - Director

Jude began her insolvency career in 1996 and has extensive experience of personal insolvency procedures. Jude is both a JIE qualified and a chartered certified accountant. Based in the Glasgow office, Jude also trains at ICAS on personal insolvency procedures and attends, presents and writes articles and blogs on personal insolvency and current topical issues. Jude said ‘I always take time to understand an individual’s current circumstances to take account of the bigger picture before talking through the available insolvency procedures. This ensures that the individual is entering the right solution for them. I also take time to explain what that would actually mean for the individual and answer any questions that they may have. I aim to provide a safe, comfortable and confidential space in which an individual can talk through their financial difficulties in order to start to take the first steps towards a fresh start'.

Rob Hardie - Restructuring & Debt Advisory Manager

Rob is a Manager within the Restructuring and Debt Advisory Department.  He is CPI qualified with over 17 years’ experience in all aspects of personal and corporate insolvency.

Rob’s expertise is providing straightforward tailored advice to individuals and business owners alike as regards to all of the personal and business debt solutions available to them.

While Rob’s experience has seen him get involved  in a variety of different industries, notable assignments he has lead include dealing with insolvent deceased estates, selling livestock, land and property subject to intricate crofting and agricultural legislation as well as project managing marketing campaigns to dispose of intellectual property assets subject to complex patent rights.

Rob is often recommended by professionals, money advisors and individuals alike, due to his supportive and friendly approach to people experiencing financial difficulty.

David McGinness - Insolvency Practitioner

David is one of our Insolvency Practitioners and manages the team in our Glasgow Office. He has many years’ experience advising people with personal debt problems as well as partnerships and small businesses. David is happy to travel to the home or business premises of any individual needing advice on debt matters. David’s extensive experience allows him to offer a sympathetic approach when discussing individuals’ financial problem. If you prefer, David is happy to arrange an initial meeting in one of our four offices across the central belt.

David is licensed to act as an Insolvency Practitioner by the Institute of Chartered Accountants of Scotland (license number 26590).